The First Step
The first step in waterproofing your finances is to observe them as they currently are.
Using your cash receipts, and bank statements, make a list of your financial goals, your income (all streams), and outgo (cash, check, autopay, etc.).
Be sure to put down *everything*. Even the $20 your grandmother gives you when she sees you, even though you always tell her you don't need it.
No matter how small the income or outgo, write it down. No judgement. No shame. It is whatever it is. Decisions will be made later.
The second thing to do, is write down what you would want your life to be, if money was not a consideration.
Nothing is too wild or crazy; the only criteria is that *you* have to want it - this is *your* ideal life.
See you later! <3
Using your cash receipts, and bank statements, make a list of your financial goals, your income (all streams), and outgo (cash, check, autopay, etc.).
Be sure to put down *everything*. Even the $20 your grandmother gives you when she sees you, even though you always tell her you don't need it.
No matter how small the income or outgo, write it down. No judgement. No shame. It is whatever it is. Decisions will be made later.
The second thing to do, is write down what you would want your life to be, if money was not a consideration.
Nothing is too wild or crazy; the only criteria is that *you* have to want it - this is *your* ideal life.
See you later! <3
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